If your home sold for more than you owed, that surplus money is yours.
When a property is sold at auction through a tax deed sale or a foreclosure for more than the debt against it, the difference belongs to the former owner — not the county. The surplus still sits with the county or the court until someone claims it. Most people are never informed that it exists.
Free review. Nothing owed upfront. Call (877) 963-4639.
Three steps, and we handle the middle one.
We check the record
You tell us the property and roughly when it sold. We look at what the county holds and whether a surplus exists.
We file the claim
We prepare and file everything the court or county requires, track the deadlines, and handle competing claims if any arise.
You get paid
The funds are released to you. Our fee comes out of the recovery — never out of your pocket beforehand.
The notice went to the house you left.
A notice of surplus of sale is sent out to the address of the property sold at auction — the address you no longer live at.
So the money sits. In many places, if no one claims it within a set window, it goes to the state permanently.
What we bring
We know the county process. This is procedural work — filings, deadlines, proof of ownership, competing claims, and the specific requirements of whichever court or county is holding the money. We know those requirements and we meet them the first time.
Years in real estate, across multiple states. We have been involved in the purchase, construction, and sale of real estate for over 40 years. County filings and records are familiar ground for us.
Find out in one conversation.
Tell us the property and when it sold. We'll tell you whether there's something to claim — and if there isn't, we'll tell you that too.
What happens after you contact us.
No obligation at any point before you sign an agreement.
First conversation
A short call. The property address, the county, and roughly when the sale happened is usually enough to get started.
We search the record
We confirm whether a surplus exists, how much is being held, and who has the right to claim it. We come back to you either way.
Agreement
If there's a claim worth pursuing, we walk you through our agreement and our fee in plain language before you sign anything.
We file
We prepare the claim and submit it to the court or county, and we track it through their timeline.
Any challenges
Other parties sometimes claim the same funds. If that happens, we respond to it.
Funds released
You're paid from the recovery. Generally three to six months, sometimes sooner.
Are you owed money?
You may have a claim if
Your property was sold at a tax deed sale or foreclosure auction
Residential or land. The sale is what creates the surplus, not the filing itself.
You were the owner of record at the time
Or you're an heir of the owner, or you inherited the property before the sale.
The sale was recent enough
Every state sets a window after which unclaimed funds are forfeited.
Nobody has already claimed it
If someone else has filed, that doesn't necessarily end it — it's worth checking.
You don't need to know whether a surplus exists before you contact us. Finding that out is the first thing we do, and it costs you nothing.
Straight answers.
Is this real?
Yes. Surplus funds are created by statute and held by the court or county after a foreclosure sale. You can verify independently that your county holds unclaimed foreclosure surplus — the records are public. We'd rather you check.
Why didn't the county tell me?
In most places the county's obligation is limited, and notice goes to the address on the foreclosure file — which is usually the house you no longer live in. There's no system designed to track you down.
Do I pay anything upfront?
No. The review is free, and our fee comes out of the funds recovered. If nothing is recovered, you owe us nothing.
How much do you charge?
We comply with statutory state limits. Fees will be negotiated on your specific projected recovered surplus amount.
Could I do this myself?
Yes, honestly. The funds are yours whether or not you hire anyone, and some people file successfully on their own. What we offer is knowing exactly what your county requires, filing it correctly the first time, and handling it if another party contests the claim. If you'd rather do it yourself, we'll still point you in the right direction.
How long does it take?
Generally three to six months, sometimes sooner. It depends on the county and on whether anyone contests the claim. We'll give you a realistic estimate once we've looked at your specific case.
What if the owner has passed away, or the property was inherited?
Heirs can often claim. It adds steps — establishing the estate and the right to claim — but it's common and we handle it.
Is my information private?
Yes. We use what you give us to research and file your claim, and nothing else.
What we're good at.
Surplus recovery is procedural work, and the procedure is unforgiving. Knowing it is the service.
Surplus recovery is not complicated so much as it is exacting. Every county has its own forms, its own proof requirements, and its own deadlines, and a claim that's filed slightly wrong gets returned — sometimes past the point where it can be refiled.
We know those requirements. That's the service: getting it right the first time so the money actually reaches you.
We work in various states across the United States, and our background is in real estate across more than forty years — which means county records, title, and foreclosure filings are ground we've already worked.
Your surplus recovery will be handled by a dedicated account manager assigned to you.
Call any time.
By email Office2114 N. Flamingo Road, Suite 2315
Pembroke Pines, FL 33028
No form to fill out and no account to create. Call or email and we'll tell you whether there's something worth pursuing.